Fillable Printable Second Mortgage Deed - Connecticut
Fillable Printable Second Mortgage Deed - Connecticut
Second Mortgage Deed - Connecticut
NMLS LO: __________________________________________________
CO ID/Name: ________________________________________________
Page 1 of 2 Form #DAP08MD Rev .01/2014
CHFA Loan # ______________
SECOND MORTGAGE DEED
DOWNPAYMENT ASSISTANT PROGRAM
TO ALL PEOPLE WHOM THESE PRESENT SHALL COME,
GREETINGS:
KNOW YE, THAT ____________________________________________________,
(hereinafter referred to as "Grantor"), for the consideration of
_____________________________________________________________ ($ ) dollars and
other good and valuable consideration received to my full satisfaction of Connecticut Housing Finance
Authority (hereinafter referred to as "Grantee") does give, grant, bargain, sell and confirm unto the said
Grantee, its successors and assigns forever, all that certain piece or parcel of land, with the buildings and
improvements thereon, situated in the Town of ________________________, County of
________________________ and State of Connecticut, more particularly bounded and described as follows:
See Schedule A attached hereto and made a part hereof.
Together with all items normally considered fixtures, including but not limited to screens, screen
doors, storm windows and doors, awnings, plumbing, gas and electric fixtures, oil burners and ventilation
equipment now or hereafter placed on, installed in or attached to said buildings, all of which are hereby
declared to be part of the realty and covered by this mortgage.
TO HAVE AND TO HOLD the above granted and bargained premises, with the appurtenances
thereof, unto the said Grantee, its successors and assigns forever, to it and their own proper use and behoof.
And also the said Grantor, does for himself, his heirs and assigns, covenant with the said Grantee, its
successors and assigns, that at and until the ensealing of these presents he is well seized of the premises as a
good indefeasible estate in FEE SIMPLE; and has good right to bargain and sell the same in manner and
form as above written; and that the same is free from all encumbrances whatsoever, except for encumbrances
of record approved by Grantee.
AND FURTHERMORE, the said Grantor does by these presents bind himself, and his heirs,
executors and assigns forever to WARRANT AND DEFEND the above granted and bargained premises to
the said Grantee, its successors and assigns, against all claims and demands whatsoever, except for
encumbrances of record approved by Grantee.
THE CONDITION OF THIS DEED IS SUCH, that whereas the said Grantor is justly indebted to the
said Grantee in the principal sum of __________________________________
_______________________ ($ ) dollars with interest thereon evidenced by Grantor's note dated
the date hereof, the terms of which are incorporated herein by reference, providing for monthly installments
of principal and interest, with the balance of the indebtedness if not sooner paid, due and payable on
______________________________.
AND it is hereby agreed between the said Grantor, for himself, his heirs, executors and assigns, and
the Grantee, its successors and assigns:
1. That the improvements now existing or hereafter erected or placed on the said premises will
be kept in good repair in compliance with all applicable laws, and insured against loss by fire and otherwise
to an amount and by such companies as shall be satisfactory to said Grantee, and that said insurance will be
maintained for the benefit of and payable in case of loss to said Grantee as its interest may appear, that the
insurance policies shall be deposited with the Grantee and that no cancellation or return of any policy or
premium shall be claimed except from and after the redemption of this mortgage.
NMLS LO: __________________________________________________
CO ID/Name: ________________________________________________
Page 2 of 2 Form #DAP08MD Rev .01/2014
2. That all prior mortgages, taxes, assessments, water rates and other governmental or municipal
charges for which lien rights exist and the cost of emergency repairs needed to protect the property will be
promptly paid by the Grantor, and, in default thereof, or in default of payment of insurance premiums
required hereunder, the Grantee may pay the same, and add the amounts so paid to the debt; and charge
interest on the same until repayment to Grantee at the interest rate provided in the note for which this
mortgage is security; and that failure to repay any said advance with interest within one (1) month from the
date of such advancement shall constitute a default, rendering the entire debt, including such advancements,
together with all accrued interest, immediately due and payable without notice.
3. That the Grantor will reside in and occupy said premises as Grantor's principal residence
until said note is fully paid and the Grantor will not transfer his interest in said premises unless the said note
is fully paid at the time of said transfer.
4. That all indebtedness secured hereby shall be paid in the lawful money of the United States
of America.
5. It is agreed that the Grantee's failure to exercise any rights hereunder upon any default shall
not be deemed a waiver or relinquishment of its right to do so with respect to said default.
6. The covenants herein contained shall bind, and the benefits and advantages shall inure to the
respective heirs, executors, administrators, successors and assigns, of the parties hereto.
Whenever used, the singular number shall include the plural, the plural the singular, and the use of
any gender shall include both genders.
The lien of this instrument shall remain in full force and effect during any postponement or extension
of the time of payment of the indebtedness or any part thereof secured hereby.
NOW THEREFORE, if all the agreements herein contained shall be fully and faithfully performed
and said note shall be well and truly paid in all respects according to its tenor, then this deed shall be void,
otherwise to remain in full force and effect.
IN WITNESS WHEREOF, the Grantor(s) have hereunto set their hand(s) and seal(s) this
___________________________________________.
Date
Signed, sealed and Delivered in the presence of:
_____________________________ ____________________________________
Grantor
_____________________________ ____________________________________
Grantor
STATE OF CONNECTICUT )
) SS: ______________________________
COUNTY OF )
The foregoing instrument was acknowledged before me this __________ day of
____________________, yr. _____, by _____________________________________________.
(Name(s) of Grantor(s))
_________________________________________
Commissioner of the Superior Court
Notary Public
My commission expires:
