Fillable Printable Preparing a Personal Balance Sheet
Fillable Printable Preparing a Personal Balance Sheet
Preparing a Personal Balance Sheet
Preparing a Personal Balance Sheet
Taking control of your financial future is a process. And, as with any process, it is important to monitor
your progress. One of the best ways for an individual to measure financial progress is to periodically
prepare a personal balance sheet. The personal balance sheet worksheet shown below helps segregate
investment assets and can be used as a basis for your periodic progress measurements. It is broken into
three parts to help you better understand your investments, your total financial picture and your annual
progress.
Personal Balance Sheet – Part One – Investment Assets
Date Prepared ___________
In Taxable In Tax Free Investments or
Investment Accounts Retirement Plan Accounts
Category
Cash
Fixed
Income
Equity
Cash
Fixed
Income
Equity
Total
Banks or Credit
Unions
Checking accounts
$
$
$
$
$
$
$
Savings accounts
$
$
$
$
$
$
$
Certificates
$
$
$
$
$
$
$
IRAs
$
$
$
$
$
$
$
Insurance Values
Whole life
$
$
$
$
$
$
$
Universal
$
$
$
$
$
$
$
Annuities
$
$
$
$
$
$
$
Brokerage
Accounts
Money Market
Funds
$
$
$
$
$
$
$
Stocks
$
$
$
$
$
$
$
Bonds
$
$
$
$
$
$
$
Mutual Funds
$
$
$
$
$
$
$
Unit trusts
$
$
$
$
$
$
$
Mutual Funds
$
$
$
$
$
$
$
Equity funds
$
$
$
$
$
$
$
Taxable bond
funds
$
$
$
$
$
$
$
Tax free bond
funds
$
$
$
$
$
$
$
Balanced funds
$
$
$
$
$
$
$
Other funds
$
$
$
$
$
$
$
Other
Investments
$
$
$
$
$
$
$
Total Investment
Assets
$
$
$
$
$
$
$
Personal Balance Sheet – Part Two – Total Assets and Liabilities
Summary of Investments
From Part One
Cash
$
Fixed Income
$
Equities
$
Total Investment Assets
$
Real Estate
Home
$
Vacation Property
$
Rental Property
$
Limited Partnerships
$
Other
$
Total Real Estate
$
Personal Assets
Jewelry
$
Autos
$
Furnishings
$
Antiques
$
Other
$
Total Personal Assets
$
Other Assets
Personal Loans Receivable
$
Business Interests
$
Other
$
Total Other Assets
$
Total Assets
$
Liabilities
Home Mortgage
$
Home Equity Loans
$
Consumer Loans
$
Credit Card Balances
$
Other Liabilities
$
Total Liabilities
$
Net Worth
$
Personal Balance Sheet – Part Three – Measuring Your Progress
Year
Investment
Assets
Real
Estate
Personal
Assets
Other
Assets
Total
Assets
Liabilities
Net Worth
2010
$
$
$
$
$
$
$
2011
$
$
$
$
$
$
$
2012
$
$
$
$
$
$
$
2013
$
$
$
$
$
$
$
2014
$
$
$
$
$
$
$
2015
$
$
$
$
$
$
$
2016
$
$
$
$
$
$
$
