Fillable Printable Budget Spreadsheet

Budget Spreadsheet

Item January February March April May June July August

September

October November December Totals %of After tax %of Pre tax

Inc Inc

Income

Spouse 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0!

Spouse 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0!

Other 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0!

Subtotal 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0!

Expenses

Housing #DIV/0! 0.00%

Taxes 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Cable 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Power 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Heat 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

House Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Cleaning 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Investments #DIV/0! 0.00%

Spouse 1 RRSP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Spouse 2 RRSP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Life Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Disability Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Credit Card 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Credit Card 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Vehicle #DIV/0! 0.00%

maintenance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Gas 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Other #DIV/0! 0.00%

Food 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Clothing 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Eating out 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

Charity 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! 0.00%

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Err:520 Err:520

0.00

Name:

Year

Month Total Net Deposits Total Net Withdrawals

MONEY IN MONEY OUT

January

February

March

April

May

June

July

August

September

October

November

December

TOTAL

MONEY IN

MONEY OUT

Any cash going into the bank account. For paycheques, just include net

deposits after deductions.

Any and all cash going out of the account. This includes bill payments,

withdrawals, PACs, etc. Do not include any money going to savings or

investments.

Item Planned Actual Difference

Housing

Mortgage / Rent

Property Tax

Condo Fees

Utilities

Home Insurance

Cleaning

Other

Subtotal

Other Real Estate

Mortgage / Rent

Property Tax

Condo Fees

Utilities

Subtotal

Food

groceries

eating out

Alcohol

Subtotal

Financial

Pension

RRSP

Investments

Savings

Life Insurance

Disability Insurance

Other

Legal/Accounting

Subtotal

Health Care

Medical Costs

Prescriptions

Dental Care

Eye Care

Health Insurance

Subtotal

Transportation

Car Lease / Payment

Car Insurance

maintenance

Gas

Public transportation

Parking

Subtotal

Other

Pager

Cell Phone

Computer

Clothing

Dry cleaning

Hair cuts / personal care

Gifts

Donations

Pets

Other Dues (professional)

Subtotal

Recreational

Hobbies

Magazine and Subscriptions

Entertainment

Health and Fitness

Travel/Holidays

Other

Subtotal

Other Debts

Credit Cards

Line of Credit

Personal Loans

RRSP Loans

Subtotal

New Car

Home Renovations

Special Vacations

Wedding

Helping Children

Subtotal

TOTAL

Extraordinary

Expenses

Lifestyle Expenditures

Shelter Current Lifestyle

Mortgage / Rent

Property Tax

Property Insurance

Maintenance & Improvements

Utilities

Miscellaneous

Basic Personal Current Lifestyle

Food

Clothing

Personal Care

Medical & Dental

Disability Insurance

Cleaning & Supplies

Miscellaneous

Discretionary Personal Current Lifestyle

Entertainment

Self Improvement

Clubs and Memebership

Hobbies

Gifts

Charitable Contributions

Miscellaneous

Travel & Vacations

RV Payments

RV Insurance & Maintenance

Vacation Property

Vacation Property taxes & maintenance

Transportation Current Lifestyle

Vehicle Payments

Insurance

Maintenance

Fuel & Oil

Miscellaneous

Investments & Finance Current Lifestyle

RRSPs

Investments

Life Insurance

Miscellaneous

Proper Analysis of your retirement requires a detailed analysis of your spending patterns. Please take

the time to review your yearly expenses. Please convert all figures to annual figures (per year). Please

do not hesitate to call if you have any questions.