Fillable Printable Sample Letters Aug
Fillable Printable Sample Letters Aug
Sample Letters Aug
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SAMPLE LETTER #1
Date
RE: Hardship Letter – Your Loan Number
Your Property Address
To Whom it May Concern:
I/we are writing this letter to request a short sale for our/my property located at (enter your
property address).
{Sample text regarding reason for request} I was laid off from my job due to (downsizing, work
injury, health issues, etc). I am collecting unemployment and trying to find other work but have
not had any luck. I have been living off of credit cards and assistance from friends/family, but
have exhausted them.
I have now incurred more debt. I am still living in the property but I am no longer able to afford
to make my mortgage payments and I/we don’t qualify for a loan modification.
Please accept this request for a short sale so I can avoid foreclosure and/or bankruptcy.
Sincerely,
(Borrower # 1 Sign Here)
______________________________
Borrower #1 - Print Your Name Here
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(Borrower # 2 Sign Here)
______________________________
Borrower #2 - Print Your Name Here
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SAMPLE LETTER #2
Date
RE: Hardship Letter – Your Loan Number
Your Property Address
To Whom it May Concern:
As you are aware, I have not made payments on the above-reference loan for the last
months. I am providing this letter to explain my circumstances and to ask that you
accept a short sale of my house.
My wife and I (separated/divorced) in (month/year) and she no longer lives in the property. I
have continued to stay in the home but without her income, I am unable to make the house
payment, utilities and pay child support for my children.
Please accept this request for a short sale. If you can do that I will be able to avoid foreclose
and bankruptcy.
Sincerely,
(Borrower # 1 Sign Here)
______________________________
Borrower #1 - Print Your Name Here
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(Borrower # 2 Sign Here)
______________________________
Borrower #2 - Print Your Name Here
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SAMPLE LETTER #3
Date
RE: Hardship Letter – Your Loan Number
Your Property Address
To Whom it May Concern:
We purchased our family’s home in (month/year). Since then, as you know, our country has
experienced one the biggest housing market crashes in history. This, combined with the
rising food and gas prices and current slowdown in the economy, has affected our ability to
pay our bills on time.
Our adjustable interest rate mortgage payment has increased from ($) to ($) since we first
purchased the house making it especially hard to keep it current. In the last couple of years
our home has lost about (55%) of its value making it impossible to refinance it since the equity
we once had is now gone.
In the last three months our family’s economic situation has gotten even worse because
(explain what caused the financial hardship. Ex: job lay-off, death in the family, medical
emergency, etc.) and we can no longer afford the new payments.
At this point we are trying to avoid foreclosure and/or bankruptcy and would like to discuss with
you the possibility of getting a short sale approval that could be beneficial for both parties.
We truly appreciate any effort you can make to help our family through this situation.
Sincerely,
(Borrower # 1 Sign Here)
______________________________
Borrower #1 - Print Your Name Here
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(Borrower # 2 Sign Here)
______________________________
Borrower #2 - Print Your Name Here
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